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Broad Form (Commercial)

Broad form policies cover all events except those listed in the exclusions section. Some of the coverage advantages provided by this type of form over the lessor form Named Perils include; theft or attempted thereat, rupture and freezing of pipes, impact by land vehicles driven by insured or employees, collapse, extended smoke coverage, Explosions of hot water heaters with internal working pressure exceeding 15 pounds per square inch, but having an internal diameter of less than 24inches, all other losses not specifically excluded.

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